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How do you know your life insurance cover is definitely the best value for your money?

How do you know your life insurance cover is definitely the best value for your money?

Imagine you’ve fallen sick & after giving yourself some rest for perhaps a day or two and popping in a few OTC pills, thinking you’re going to recover on your own, what is it that you do when you fail to convalesce? Well isn’t the answer obvious, you see a doctor? You see a doctor

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A cold call regarding my Life Insurance

A cold call regarding my Life Insurance

Ever had calls regarding your life insurance review, well I get about 10 calls about my life insurance each week with people telling me they can save me money. Although in today’s day & age majority of us want to save money, it’s obviously annoying to be getting such calls especially from...

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Can you really change your life insurance policy within a year if you wanted to?

Can you really change your life insurance policy within a year if you wanted to?

Well, the answer to this question is not really a straight forward “yes” or “no”. Let me try and explain. These days many insurance brokers push customers into signing at least a 2 years contract to prevent them for changing or cancelling their policies within that time period and should they...

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Should Life Insurance be made mandatory?

Should Life Insurance be made mandatory?

What if life insurance was mandatory just like your car insurance? Sounds like another expense added to your current list of expenses, doesn’t it? Well everybody has a different way of looking at things; your viewpoint towards something could be entirely different to mine, so I’d try to talk...

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Can a mortgage cover be taken out independently?

Can a mortgage cover be taken out independently?

I’ve come across a lot of people lately telling me they’ve taken out a mortgage cover through their mortgage broker as its less hassle & obviously a better price as they’ve also done their mortgage. So what stimulated me really to write about this is the fact that there’s still so much...

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Why is a critical illness cover more expensive than a simple life cover?

Why is a critical illness cover more expensive than a simple life cover?

A life insurance or (should we rather call it) a death cover (as it only pays out on death unless you get diagnosed with something terminal) is designed to pay out a lump-sum (or a monthly income, depending upon your preference) to your family should you die during the term of the policy. So for...

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Decoding the myths around Life Insurance

Decoding the myths around Life Insurance

Life Insurance is an important subject, I feel, in today’s day and age, bearing in mind the crazy lifestyle most of us are used to living these days. Things like cancers & depression are on an all-time high with every 2 in 3 people being diagnosed with cancer once in their lifetime (as per a...

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Critical Illness Cover – Do We Really Need It?

Critical Illness Cover – Do We Really Need It?

Most people do not take life as an adventure which it is in a way because you never know what’s coming your way the next moment. Life comes with surprises, sometimes good & sometimes bad; we welcome the good ones wholeheartedly but what about the bad ones? Do you really think you are...

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Things everyone should bear in mind before taking out a critical illness cover!

Things everyone should bear in mind before taking out a critical illness cover!

Things everyone should bear in mind before taking out a critical illness cover! Critical illness cover as most of us already know is about 5 – 6 times more expensive as compared to a simple life cover. And the only reason why it’s so dear is because you’re much more likely to suffer from things...

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Is your Life Insurance really in line with your current circumstances? Think about it!

Is your Life Insurance really in line with your current circumstances? Think about it!

If you’ve recently got married, moved in with a partner, you’ve had any new babies, changed your job, bought a new house, etc. i.e. your circumstances have changed lately chances are your current life insurance is not up to date with your present day scenario? Life as we all know is precarious...

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